widow

Commonly, you cannot collect the total corporeality of both Social Security Disability Insurance (SSDI) and widow'due south benefits, because SSDI benefits are a class of an early retirement program. Y'all could collect the higher amount of the 2 programs as long equally you meet the eligibility requirements. A Michigan SSDI chaser can guide you through the process of applying for benefits and handle your appeals if your claim gets denied or y'all receive less coin than y'all deserve.

What Happens if You Already Receive SSDI Benefits Earlier You lot Become a Widow

Let's say that you already collect SSDI benefits because you are too disabled to piece of work, and you lot see the other elements of eligibility. When your spouse dies, you could starting time getting a monthly survivor benefit as a widow. The corporeality you receive volition be equal to the college of the two benefits.

If your SSDI check is higher than your monthly survivor benefit, you will simply continue to get your SSDI check. If your survivor benefit, also called widows do good, is more than your SSDI bank check, then the Social Security Administration (SSA) will continue to transport you lot your SSDI bank check plus and an excess survivor benefit. The amount of the excess survivor benefit is the difference between your SSDI bank check and your widow's benefit. The total of the excess survivor do good and your SSDI check cannot exceed the amount of the widow's benefit in this situation.

Past style of example, let's look at what happens when a person who receives $1,200 a month in SSDI benefits becomes a widow with a survivor benefit of $ane,800 a month. The individual would continue to receive the $1,200 a month SSDI check, plus a cheque for $600 a month as an excess survivor benefit.

If the person nerveless $1,750 a month in SSDI benefits before the spouse died and the survivor benefit was $850 a month, the surviving spouse would get the college amount, $i,750. The SSA will non add the two amounts. The SSA volition only send you the higher amount.

What Happens if You Become a Widow Earlier You Become Disabled

Regardless of the lodge in which the two events occur, y'all cannot get more than than the higher of the 2 types of benefits. If y'all already collect widow's benefits when you later become disabled, the SSA will determine the amount of disability benefits you could receive for your inability. The SSA will and then pay you up to the higher amount of benefits, either the SSDI or the widow's benefits.

Eligibility for SSDI or Widow'southward Benefits

To qualify for SSDI, you must meet these requirements:

  • Have a severe illness or injury that causes you lot to exist unable to work enough to support yourself,
  • Non earn more than money than the earnings cap for SSDI,
  • Your doctor expects your impairment to last at least a year or to exist final,
  • You lot have worked long plenty at jobs that paid into the Social Security system through Social Security taxes that your employer took out of your paycheck.

To qualify for survivor's/widow'due south benefits, you must have been married to someone who paid into the Social Security retirement program through his employment. Some people can qualify for widow'southward benefits after divorcing the person who later died.

When you lot reach your full retirement age, your disability do good volition automatically catechumen to what the SSA will call your retirement benefit. A Michigan SSDI attorney can evaluate your state of affairs and advocate for yous. Contact united states today .